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Debt And Marriage: When Do I Owe My Spouse’s Debts?

Debt And Marriage: When Do I Owe My Spouse's Debts?

Debt And Marriage: When Do I Owe My Spouse’s Debts? Whether you and your spouse are responsible for paying each other’s debts will depend primarily on where you live. If your state follows common law property rules, spouses are only liable for their own debts, with a few exceptions. For instance, both spouses must pay… Continue reading Debt And Marriage: When Do I Owe My Spouse’s Debts?

Can I Keep My Credit Cards If I File Bankruptcy?

Can I Keep My Credit Cards If I File Bankruptcy?

Can I Keep My Credit Cards If I File Bankruptcy? If you file for Chapter 7 bankruptcy and are hoping to hang onto one of your credit cards, you will likely be out of luck. Once your credit card company learns of your bankruptcy, it will almost certainly cancel your card. But all is not… Continue reading Can I Keep My Credit Cards If I File Bankruptcy?

Bankruptcy And The Personal Guarantee

Bankruptcy And The Personal Guarantee.

Bankruptcy And The Personal Guarantee A personal guarantee is a contract wherein an individual agrees to pay a business debt. A business owner will often sign a personal guarantee if a company needs to make a purchase on credit for things such as real estate, inventory, supplies, or services. By signing the agreement, the owner… Continue reading Bankruptcy And The Personal Guarantee

Pre-Negotations Of Real Estate Loans

Pre-Negotations Of Real Estate Loans.JPG

Pre-Negotations Of Real Estate Loans A pre-negotiation letter establishes the framework for the parties to discuss either a loan modification, loan workout, or some other option. It is commonly entered into if the borrower requests a loan workout or forbearance following one or more default notices but before the start of formal enforcement proceedings. This… Continue reading Pre-Negotations Of Real Estate Loans